:root {
    --navy: #14213d;
    --charcoal: #1f2937;
    --paper: #faf7f2;
    --gold: #c58940;
    --muted: #6b7280;
    --line: #e5e0d8;
  }
  * { box-sizing: border-box; }
  body {
    margin: 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
    color: var(--charcoal);
    background: var(--paper);
    line-height: 1.6;
  }
  a { color: var(--navy); }
  .wrap {
    max-width: 960px;
    margin: 0 auto;
    padding: 0 24px;
  }
  header.site {
    padding: 28px 0;
    border-bottom: 1px solid var(--line);
  }
  header.site .wrap {
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .logo {
    font-weight: 700;
    letter-spacing: 0.04em;
    font-size: 18px;
    color: var(--navy);
    text-transform: uppercase;
  }
  .logo span { color: var(--gold); }
  nav.site a {
    margin-left: 24px;
    text-decoration: none;
    color: var(--charcoal);
    font-size: 14px;
    font-weight: 500;
  }
  section.hero {
    padding: 72px 0 56px;
  }
  .hero .wrap {
    display: flex;
    align-items: center;
    gap: 48px;
    flex-wrap: wrap;
  }
  .hero-copy { flex: 1 1 420px; }
  .hero-photo { flex: 0 0 220px; }
  .hero-photo img {
    width: 220px;
    height: 220px;
    object-fit: cover;
    border-radius: 50%;
    border: 4px solid #fff;
    box-shadow: 0 12px 30px rgba(20,33,61,0.15);
  }
  .eyebrow {
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 13px;
    font-weight: 700;
    color: var(--gold);
    margin-bottom: 12px;
  }
  h1 {
    font-size: 40px;
    line-height: 1.15;
    margin: 0 0 16px;
    color: var(--navy);
  }
  .hero-copy p.lede {
    font-size: 18px;
    color: var(--muted);
    max-width: 46ch;
    margin: 0 0 28px;
  }
  .btn {
    display: inline-block;
    background: var(--navy);
    color: #fff;
    padding: 14px 28px;
    border-radius: 6px;
    text-decoration: none;
    font-weight: 600;
    font-size: 15px;
    border: none;
    cursor: pointer;
  }
  .btn:hover { background: #0d1730; }
  section.pillars {
    padding: 56px 0;
    background: #fff;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }
  .pillars h2, .about h2, .signup h2, .contact h2 {
    font-size: 26px;
    color: var(--navy);
    margin: 0 0 8px;
  }
  .section-sub {
    color: var(--muted);
    margin: 0 0 36px;
    max-width: 60ch;
  }
  .pillar-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
  .pillar {
    padding: 24px;
    border: 1px solid var(--line);
    border-radius: 10px;
    background: var(--paper);
  }
  .pillar .tag {
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--gold);
    margin-bottom: 10px;
  }
  .pillar h3 {
    margin: 0 0 10px;
    font-size: 19px;
    color: var(--navy);
  }
  .pillar p {
    margin: 0;
    color: var(--muted);
    font-size: 15px;
  }
  section.about {
    padding: 64px 0;
  }
  .about blockquote {
    font-size: 20px;
    color: var(--navy);
    border-left: 4px solid var(--gold);
    margin: 24px 0;
    padding: 4px 0 4px 20px;
    font-style: italic;
  }
  .about p { max-width: 68ch; }
  section.connect {
    padding: 56px 0 64px;
    background: var(--paper);
    text-align: center;
  }
  .connect h2 {
    font-size: 26px;
    color: var(--navy);
    margin: 0 0 8px;
  }
  .icon-row {
    display: flex;
    justify-content: center;
    gap: 18px;
    margin-top: 28px;
    flex-wrap: wrap;
  }
  .icon-link {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--navy);
    color: #fff;
    text-decoration: none;
    transition: background 0.15s ease, transform 0.15s ease;
  }
  .icon-link:hover {
    background: var(--gold);
    transform: translateY(-2px);
  }
  .icon-link svg {
    width: 24px;
    height: 24px;
    fill: currentColor;
  }
  .icon-link .sr-label {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    white-space: nowrap;
  }

  section.signup {
    padding: 56px 0 64px;
    background: var(--navy);
    color: #fff;
  }
  .signup .wrap { text-align: center; }
  .signup h2 { color: #fff; }
  .signup .section-sub { color: #c8cede; margin-left: auto; margin-right: auto; }
  form.email-capture {
    display: flex;
    gap: 12px;
    max-width: 420px;
    margin: 24px auto 0;
    flex-wrap: wrap;
    justify-content: center;
  }
  form.email-capture input[type="email"] {
    flex: 1 1 240px;
    padding: 14px 16px;
    border-radius: 6px;
    border: none;
    font-size: 15px;
  }
  form.email-capture button {
    background: var(--gold);
    color: #1f2937;
    border: none;
    padding: 14px 22px;
    border-radius: 6px;
    font-weight: 700;
    font-size: 15px;
    cursor: pointer;
  }
  .form-note {
    font-size: 13px;
    color: #9aa3bd;
    margin-top: 12px;
  }
  section.contact {
    padding: 64px 0 72px;
    background: #fff;
    border-top: 1px solid var(--line);
  }
  .contact-layout {
    display: flex;
    gap: 48px;
    flex-wrap: wrap;
  }
  .contact-form-col { flex: 1 1 420px; }
  .contact-side { flex: 0 0 260px; }
  .contact-side h3 {
    font-size: 15px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--gold);
    margin: 0 0 12px;
  }
  .contact-side a.link-row {
    display: block;
    color: var(--navy);
    text-decoration: none;
    font-weight: 600;
    margin-bottom: 10px;
    font-size: 15px;
  }
  .contact-side p {
    color: var(--muted);
    font-size: 14px;
  }
  form.contact-form label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--navy);
    margin: 16px 0 6px;
  }
  form.contact-form label:first-of-type { margin-top: 0; }
  form.contact-form input[type="text"],
  form.contact-form input[type="email"],
  form.contact-form select,
  form.contact-form textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1px solid var(--line);
    border-radius: 6px;
    font-size: 15px;
    font-family: inherit;
    background: var(--paper);
  }
  form.contact-form textarea { min-height: 120px; resize: vertical; }
  form.contact-form .btn { margin-top: 22px; }
  footer.site {
    padding: 32px 0;
    text-align: center;
    color: var(--muted);
    font-size: 13px;
  }
  footer.site .social a {
    color: var(--muted);
    margin: 0 10px;
    text-decoration: none;
    font-weight: 600;
  }
  @media (max-width: 720px) {
    .pillar-grid { grid-template-columns: 1fr; }
    h1 { font-size: 32px; }
    .hero .wrap { flex-direction: column-reverse; text-align: center; }
    .hero-copy p.lede { margin-left: auto; margin-right: auto; }
  }

/* Pillar cards as links */
a.pillar {
  display: block;
  text-decoration: none;
  color: inherit;
}
a.pillar:hover {
  border-color: var(--gold);
  box-shadow: 0 8px 20px rgba(20,33,61,0.08);
}
.pillar .learn-more {
  display: inline-block;
  margin-top: 12px;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
}
a.pillar:hover .learn-more { color: var(--gold); }

/* Latest Activity section */
section.activity {
  padding: 56px 0 64px;
  background: #fff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.activity-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.activity-card {
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 20px;
  background: var(--paper);
  display: flex;
  flex-direction: column;
}
.activity-card h3 {
  margin: 0 0 4px;
  font-size: 15px;
  color: var(--navy);
  display: flex;
  align-items: center;
  gap: 8px;
}
.activity-card h3 svg { width: 18px; height: 18px; fill: var(--gold); }
.activity-card .platform-link {
  font-size: 12px;
  font-weight: 700;
  color: var(--gold);
  text-decoration: none;
  margin-bottom: 12px;
}
.activity-list {
  list-style: none;
  margin: 0;
  padding: 0;
  flex: 1;
}
.activity-list li {
  margin-bottom: 10px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--line);
}
.activity-list li:last-child { border-bottom: none; margin-bottom: 0; }
.activity-list a {
  color: var(--charcoal);
  text-decoration: none;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.4;
}
.activity-list a:hover { color: var(--navy); text-decoration: underline; }
.activity-empty {
  color: var(--muted);
  font-size: 13px;
  font-style: italic;
}
@media (max-width: 900px) {
  .activity-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .activity-grid { grid-template-columns: 1fr; }
}

/* Article / subpage layout (e.g., simple-wealth.html) */
.article-hero {
  padding: 56px 0 24px;
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.back-link {
  display: inline-block;
  margin-bottom: 18px;
  font-size: 14px;
  font-weight: 600;
  color: var(--muted);
  text-decoration: none;
}
.back-link:hover { color: var(--navy); }
.article-body {
  padding: 48px 0 72px;
  max-width: 720px;
  margin: 0 auto;
}
.article-body h2 {
  color: var(--navy);
  font-size: 24px;
  margin: 40px 0 12px;
}
.article-body h2:first-child { margin-top: 0; }
.article-body p { margin: 0 0 16px; color: var(--charcoal); }
.article-body ul, .article-body ol { margin: 0 0 16px; padding-left: 22px; }
.article-body li { margin-bottom: 8px; }
.article-body .lead {
  font-size: 19px;
  color: var(--muted);
  max-width: 62ch;
}
.disclaimer-box {
  margin-top: 40px;
  padding: 18px 20px;
  border: 1px solid var(--line);
  border-left: 4px solid var(--gold);
  border-radius: 6px;
  background: var(--paper);
  font-size: 13px;
  color: var(--muted);
}